Business line

Business Line of Credits

Access to cash on-hand, whenever you need it.
Larger Credit Lines, Lower Rates, Faster, Easier Process
Make Quick, Unexpected Purchases, and Only Pay for What You Use.

Do You Qualify for a Business Line of Credit?

3+ Months in Business
We offer business credit lines to all companies that have been in business for over 3 months.

$120,000 in Annual Gross Sales
​Whether you do $120,000 or $12,000,000+ in sales, we got your back!

No Minimum Credit Score Required
You don’t need to have squeaky-clean credit to qualify for a small business loan—we work with all credit profiles.

Benefits of Business Lines of Credit

True Revolving Line of Credit

Access to capital on-hand, with the ability to draw more whenever needed.

Only Pay for What You Use

Never over-borrow—simply only pay for what you use.

Immediate Access to Capital as Needed

Use a business line of credit to have immediate access to capital for unexpected expenses or seizing new business opportunities.

We Have Funded Over $1 Billion in Financing Through Our Global Marketplace

​Fast Facts: Business Line of Credit

Loan Amount
$10,000 – $5Mil

Flexible Terms
6 Months – 10 Years

Time to Fund
1 – 3 Days

Business Growth
Use a business credit line to hire staff, boost inventory, and cover unexpected purchases.

Business Expenses
Have a business LOC on-hand to pay unexpected bills and vendors, manage payroll, and bridge gaps in cash flow.

Business Opportunities
Expand or relocate, take on more clients, take advantage of bulk order discounts.​

What is a Business Line of Credit?

A Business Line of Credit gives you the flexibility to access needed funds quickly and conveniently. It is an excellent tool that is designed to meet the specific needs of your business. One of its best features is that you only pay for what you use. This means you only get charged based on the amount you draw from your line of credit, rather than the entirety of the line of credit itself.

A business owner can draw as much as they want from their credit line as frequently as they want, up to a maximum predetermined amount. Once a repayment is made on any money drawn from a business credit line, that amount becomes immediately available once again. Even if you do not have an immediate need for funding, a Business Line of Credit is always smart to have for emergencies or for when an unexpected opportunity arises. And with a business line of credit, you are only charged interest on the amount of money you are using, not the entire line available.

Why Broad Spectrum Financial?

  • Flexible Payments
  • Flexible Terms
  • No Collateral Needed
  • 90% Approval Rate

​10 Reasons Why Broad Spectrum Financial Offers the Best Business Lines of Credit

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WHY CHOOSE Broad Spectrum Financial for a Business LOC? Better Terms. Faster Funding. Larger Approvals.

​As an industry leader since 2007, Broad Spectrum Financial understands that every business has its own story, with their own unique goals for growth. Broad Spectrum Financial listens carefully to YOUR story before connecting you with a Global Marketplace of over 75+ Lenders to find the best business lines of credit that perfectly match your needs. You will be paired with a Business Financing Advisor, who will be there to help answer any questions, and guide you through the financing process from start to finish.

Broad Spectrum Financial has revolutionized the business line of credit funding process by simplifying the application and eliminating unnecessary paperwork, giving you the ability to secure financing in as little as 24 hours to a few days.

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